Freeze a card. Only cards in ACTIVE status are eligible. A frozen card is refused for all new authorisations; transactions already authorised but not yet settled are unaffected and still settle.This call is accepted asynchronously. The response status is always PROCESSING; the card becomes FROZEN when the card.updated webhook arrives. If the card network later rejects it, a card.operation.failed webhook is sent instead.reason is required and is kept in PIK's audit trail.Errors: 404 when the card does not exist or is not yours; 409 when the card is not ACTIVE, or another operation on the same card is still in progress; 422 when the change is rejected downstream, with the reason in message.